Life after death can be a torture
Jesus said in the Testaments: What will we gather in this World, will be what we will be having in the other World. Some people eat, drink, enjoy their life and dispel their souls in the way when it is impossible to recollect it back. When one in the body, it is possible not to notice that the soul is suffering. But when out of body, all the burden of this World is laid to our shoulders. And the only one guilty – is this man.
I already told in my posts that Gods have computers with the help of which they assemble the fallen persons. But it is huge work! And nobody will be doing this for free! For this you need to pay equivalent, which is often not at your hands. To earn equivalent you shall work very hard.
Mind, that the easiest way to haven is a dignified life and virtue.